Monthly Archives: January 2013

Change in Law May Make Contractors “Employees”

A change in the Michigan Workers’ Compensation law pertaining to whether your company would be considered an independent contractor’s employer and liable for his/her workers’ compensation benefits could make you vulnerable to unexpected costs. Here’s what you need to know to navigate the new law: As of January 1st, 2013, the Michigan legislature enacted a… read more

Six steps to controlling your insurance costs

Workers’ compensation costs may be an unavoidable cost of doing business, but it’s a cost that’s more controllable than you might think.  A healthy portion of your insurance costs rely on your experience modification factor, or MOD factor. That factor formulates how likely it is that there will be injury claims and assesses premium accordingly… read more